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Are late payment or default fees legal?

Have you ever been charged a fee for missing or being late on a payment? If so, you need to read this blog, as we’re going to tell you when a business can – and cannot – issue these kinds of penalties.

Has your credit card company stopped sending statements?

Imagine this: you have a balance on your credit card that you haven’t paid for many months and you’ve noticed that the credit card company has stopped sending you statements. Does this mean your debt has been forgotten or forgiven?

The gift of gift cards

Ahh the holidays: a time to spend quality time with your loved ones and not stress out about buying the perfect gift… right?! In all seriousness, you may be purchasing gift cards for friends and family this season – here are some tips!