If you’re a regular reader of our blog, chances are you’ve read a post or two about phishing. To mark Fraud Prevention Monday, today’s post is dedicated to “smishing” – a close cousin to phishing that targets cellphone owners.
First up: A recap on phishing
Phishing or brand spoofing is when scammers create web pages or email messages from what appear to be well-known and trusted businesses like a bank or credit card company. The goal of these fraudsters is to trick you into submitting sensitive data, such as credit card numbers, bank account information, social insurance numbers and passwords that will be used to commit fraud.
Next: What is smishing?
Smishing is the same thing as phishing, only the scam artist uses text messages instead of websites or emails as the vehicle to trick you into providing sensitive information. According to the Canadian Anti-Fraud Centre, the name smishing is born from combining SMS (Short Message Service) with phishing.
Finally: What do I do if I’ve been a victim?
If you feel that you may have been a victim of fraud, please report it to the Canadian Anti-Fraud Centre.