Consumer Protection BC has issued a compliance order and an administrative monetary penalty against Springhill Enterprises Ltd. (carrying on business as Check Station), a licensed payday lender based in New Westminster BC, for:

  • Making deceptive or misleading representations to the effect that non-payday loan agreements were payday loans, contrary to section 5(1) of the Business Practices and Consumer Protection Act (BPCPA)
  • Failing to disclose in its payday loan agreements the annual percentage rate of interest (“APR”) calculated in accordance with the regulations, contrary to section 112.06 (2)(k) of the Act, an administrative penalty of $3,000

Read the compliance order, notice of administrative penalty and the full reasons for the decision.

The business has also been ordered to comply with the requirements of the BPCPA, and to reimburse Consumer Protection BC partial costs for the inspection in the amount of $750 within 30 days.

By law, the business has 30 days to request a reconsideration of the decision.

All money received from administrative penalties is deposited into the Consumer Advancement Fund (as required by section 169 of the BPCPA).

To check the status of a Consumer Protection BC licensed business, read a backgrounder on the regulation of the sector in BC, understand our administrative penalty policy and procedures and read other information for regulated businesses and the public, please visit our website.

About Consumer Protection BC:

Consumer Protection BC is the regulator of a variety of sectors and specific consumer transactions in the province. Our mandate is to license and inspect our regulated businesses, respond to consumer inquiries, investigate alleged violations of consumer protection laws, classify all general release motion pictures

For more information about our organization, to read our recent enforcement actions, and to learn about our inspection and complaint-handling processes, please visit our corporate website at You can also like us on FacebookInstagram and YouTube, read our blog for valuable consumer tips and resources and follow our movie classifications on Twitter @ConsumerProBC.