Aggregate Loan Data Reporting

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2016 data:
Please click here to view the most recent BC aggregate payday loan data table. 

The annual reporting of aggregate loan data:
As you may know, Payday Loans Regulation 4(2)(b) and 4(3), require all payday lenders licensed in British Columbia to annually self-report aggregate loan data. The data is in respect of all the loans granted by licensed payday lenders (licensees) during their most recently-completed fiscal year. Licensees should review the reporting requirements and defintions to ensure their record keeping systems track and accumulate the required data. Please refer to the reporting requirements and definitions located on the on the left side menu.

Data must be reported for each location individually as well as aggregated for all locations if there are multiple branches in British Columbia.

All aggregate loan data is reported online through the licensee’s online account with Consumer Protection BC. The data must accompany the licensee’s renewal application for a payday lender licence. Online data reporting is only available during the licence renewal period.

The collected aggregated payday loan data may be used for the following three purposes:
• To better inform us of the nature of the payday loan industry in British Columbia;
• To highlight areas of possible non compliance with the legislation and where we should focus our education and/or compliance resources, and
• To assist the Government of BC with setting public policies in respect of payday loans.

All licensees will be sent a reminder of the reporting requirements when we send out the licence renewal notices. The reminder will also provide information on how to access and use the online reporting form for the aggregated loan data. If you have any questions, please contact This email address is being protected from spambots. You need JavaScript enabled to view it..

If reviewing this data, please note that while the self-reported data is not audited by Consumer Protection BC, a high-level analysis is conducted for reasonableness and to identify any inconsistencies that may require further consultations and/or inspections with a licensee. Also, during routine inspections, reviews are conducted to assess the accuracy of the data.