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Tips

Posted on:
13 July 2017

Have you ever been signed up for a credit card without fully realizing what was going on? It can happen. People can be lured with promises of reward points or free gifts, and then end up agreeing to sign up for a credit card without being fully aware of what they are signing. Here is some information from the Financial Consumer Agency of Canada (FCAC) about your rights and responsibilities regarding credit cards and consent.

Debt Collection & Repayment

Posted on:
25 January 2015

Imagine this: you have a balance on your credit card that you haven’t paid for many months and you’ve noticed that the credit card company has stopped sending you statements. Hmmm… Does this mean your debt has been forgotten or forgiven by your credit card company? The answer is mostly likely “no” – keep reading to find out why!

Tips

Posted on:
23 June 2014

We recently asked our Facebook friends about the topics they most wanted us to write about on our blog. A popular response was regarding the newly-introduced credit card “tap” technology and its security considerations. We’ve done some research for you on this topic, so here you go!

Tips

Posted on:
16 September 2013

According to the Canadian Bankers Association, there were 34,408 reports of stolen credit cards in Canada in 2012, with the average loss per account coming in at $532.52. In this blog, read tips on how to protect yourself against credit card theft, as well as steps to take if you find yourself in this situation. 

Tips

Posted on:
08 April 2013

Sure, you may use credit cards frequently for your purchases, but do you understand interest rates, annual fees, liability and everything else that comes with being a credit card user? Here are a few consumer tips when it comes to signing up for a credit card – I hope you find the information useful! 

Other Business

Posted on:
23 April 2012

When was the last time you checked your credit report? Businesses which approve credit for products such as credit cards, automobile financing, or home mortgages use credit reports as a tool to assess your credit “worthiness”.

Tips

Posted on:
19 March 2012

In many ways, credit cards make our lives easier. So long as you are realistic about how much you use your credit card, they can be a great way to take advantage of perks such as travel points or cash back rewards. This being said, they can also be a source of frustration when they are lost or stolen or if someone had made fraudulent charges. Here are some tips on reducing the risk of credit card fraud.

Tips

Posted on:
15 June 2011

I remember receiving my first credit card and thinking about how I could go out and buy anything I wanted and not pay until I got the bill.  The bill did come, along with a payment due date and an interest rate attached to any unpaid balance.  I realized if I didn’t pay my bill on time, suddenly that $25 bargain would end up costing me a lot more.