In many ways, credit cards make our lives easier. So long as you are realistic about how much you use your credit card, they can be a great way to take advantage perks such as travel points or cash back rewards. This being said, they can also be a source of frustration when they lost or stolen or if someone had made fraudulent charges. Here are some tips on reducing the risk of credit card fraud.

Have you ever thought about how often you are asked for personal information? Whether it is for filling out a survey, entering a contest or returning an item, it seems like we are always asked for our names, phone numbers and email addresses.  As a consumer, you have the right to ask retailers about the type of information they are requesting of you, and what they intend to do with it.