When was the last time you checked your credit report? Businesses which approve credit for products such as credit cards, automobile financing, or home mortgages use credit reports as a tool to assess your credit “worthiness”.

Do you know that most adult Canadians have a credit report?  In fact, most of us have 2 – one with each of the 2 major credit reporting agencies in Canada.  The information in your credit report can be very important to you in terms of determining whether or not you can get credit and what the cost of that credit would be.  It could also be used to determine if you get a job or an apartment.