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Posted on
12 December 2011
  • Comments (17)

What’s Your Refund Policy?

Written by  Michelle

What’s Your Refund Policy? Jeremy Brooks on Flickr

“What’s your return and refund policy” is a question you should always ask before paying for your purchase at a store.  Retail sales aren’t bound by law to provide mandatory returns or refunds. There are dozens of different return policies that can exist at stores and in order to be a savvy consumer, asking that one question can save you a lot of frustration if you decide that outfit you splurged on last week really isn’t as amazing as you thought.

Some stores offer full refunds within two weeks. Some only offer store credits or exchange only. Others offer a refund so long as the item hasn’t been opened or worn. You might have noticed while holiday shopping that a large number of retailers have extended their return or refund policies a few weeks longer than normal. They do this so that the recipient of your gift has some time to return the product after the craziness of holidays has subsided. Some stores do not have refund policies and determine all sales are final (yes they’re allowed to do this!).

Our Inquiry team continues to get questions about return policies and procedures, so we wanted to remind everyone that refund policies are not regulated by law.  It is up to the consumer to find out a store’s policy. We promise it’s not difficult to do this. Just ask the nearest salesperson you see “what is your return policy?”  

Michelle

Michelle

Michelle works in the Consumer Protection BC Inquiry Centre.  She answers calls and emails from consumers and businesses on a wide variety of topics which makes her the perfect person to share her knowledge and experiences with you.

Comments  

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Justine

12 December 2011
I purchased a pair of shoes yesterday that were deemed final sale as the store is going out of business. I discovered upon getting home that they were damaged (leather is separating from the sole). Do I have any recourse to take them back? I just want the damaged shoe replaced as they were expensive.
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Michelle

12 December 2011
Hi Justine,

That's a tough one. Typically when people purchase new items, a piece of legislation called the Sale of Goods Act may apply. It is our understanding that when a consumer purchases a defective item, the seller must address the situation typically by returning the consumer's money, offering an exchange or store credit, or repairing the item. Unfortunately there is no government body or other agency that administers this Act although it can be used in court. In your specific situation, I'm not certain that the Sale of Goods Act will apply for items that are final sale. For a definite response, you would have to speak with a lawyer to determine if the Sale of Goods Act applies in this case. Good luck!
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Sarah

16 December 2011
Hi Michelle,

I recently made an online charitable donation with my Visa and realized that I made a mistake (too many zeros!). I understand that under charity law refunds of donations are difficult - but are there sections of consumer protection legislation that might apply (seeing as it's a monetary transaction)?

Thanks!
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Tatiana

16 December 2011
Hi Sarah,
Thanks for your question. There is nothing in the legislation that we are responsible for that speak to this type of thing. However we would recommend that you start by contacting VISA to let them know what happened and then also follow up with the charity to tell them. I hope it works out for you - it's so easy to add on that extra zero!
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Michelle

28 December 2011
Hi Bruce,

When someone purchases an item from a store that ends up being defective, there is a piece of legislation which may apply called the Sale of Goods Act. We do not oversee this piece of legislation nor does any other BC agency. It is however a BC Law that must be followed and can be used in court if need be. I believe the Sale of Goods Act applies in your situation and the retailer must address the situation by either providing a new product, refunding your money, providing store credit, or repairing the item. It is the retailer's choice how they address the problem. This situation is a little difficult as it may become a "he said, she said" issue with regards to who actually broke the netbook itself. I hope the repair depot is able to resolve this for you!
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Victoria C.

13 February 2012
I purchased a book and upon my return home realized it was one that I already had in my collection. The next day I returned to the store and asked to exchange the book (with my receipt) but was told exchanges on books were not allowed, only clothing could be exchanged. My receipt stated that exchanges & credits were available on clothing within 7 days with receipt, but did not state any exceptions re: other types of merchandise. A written store policy was posted, but it stated that exchanges & credits were allowed with a receipt (in the first paragraph). Again (in another paragraph) it specifically mentioned clothing could be returned, only with receipt within 7 days. I believe the store's written policy is poorly written and does not reflect what I was told. Which applies? And what should happen if a store does not follow it's written policy?
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Tatiana

14 February 2012
Hi Victoria,

Unfortunately a store’s policy is just that and not a “law”. If the store chooses to dishonor their own policies you can try filing a complaint with the Better Business Bureau. Because the retail industry isn’t regulated in BC, retailers are not even required to post return policies. Perhaps if you aren't getting your questions answered to your satisfaction with the store, you could also ask to speak to a manager (if you didn't already do that).
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Lee Kim

13 February 2012
I bought a pair of glasses in November and I have been dealing with the optical shop every few weeks since. Several times the lenses were sent back to the lab and they admitted there was something wrong so they were remade more than once. The most recent pair not only had the same limited visibility of the last pair but they also did something to my eyes and for the last week my eyes have been sore and blurry.
When I returned the glasses this week I requested a refund for the lenses. I was willing to absorb the price of the frames - but the lenses weren't working and I had lost faith in the lab. I was told all I could do was get 650.00 store credit. The idea of having to go back to this place is unacceptable considering the inconvenience and pain I have dealt with over the last 3 months. What can I do? Not only is this place willing to have me as a disgruntled customer, but also my husband who buys his glasses there but won't after this ordeal. How can I get a refund?
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Tatiana

14 February 2012
Hello Lee, thank you for your question.

You may want to try filing your complaint with the BC College of Opticians. They have their own complaint process which can be found here: http://www.cobc.ca/The_Complaints_Process.aspx

I hope this information has been useful and that they are helpful in resolving your complaint.
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Chris

22 March 2012
I purchased a set of cookware through a direct sales company. They called us for a "free live cooking show" and made us sit through a 3 hour presentation then high pressure sales us into purchasing their cookware set. It was not cheap - $2900, but it was a high quality set. However, since we do not need a set right now nor do we have the money to purchase it, they offered us a 12 month no down payment no interest plan, so basically a deferred sale. What they didn't tell us was that we were signing up for a credit card through a partner third party company they worked with. In addition, they were pressuring us to recommend family/friends to call as well.
We did not take the product home with us as we said we will pick it up in 12 months.
Can I get a refund/out of this contract if I haven't received the product and regret the purchase now?
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Michelle

22 March 2012
Hi Chris, the BC laws state that sellers who enter into contracts with consumers at trade shows or presentation sessions do not fall within the definition of a direct sales agreement. Your ability to cancel this contract is likely limited to the terms and conditions set out by the seller. I might also suggest reviewing the contract to see you consented to entering into an agreement with a 3rd party company. If you need further clarification please do not hesitate to contact us by email at info@consumerpr otectionbc.ca or by phone at 1-888-564-9963.
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David Oliver

01 October 2012
Having purchased (within the past 7 days) an electric fire using my credit card, I now find that I can purchase the identical item at a substantially reduced price via the internet. Can I return the fire and seek a refund notwithstanding the fact that there is nothing wrong with the fire itself?
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Loud Complainer

16 October 2012
I think there should be a LAW that makes companies offer a return policy. You should have a minimum of 7 days to return something you've changed your mind about or are not happy with...excluding intimate items of course. It's bull that a company can sell you something and then you get the receipt and it says no returns. I bought a cell phone case from one of those kiosks at the mall...that was my first mistake I guess, and after I got it home realized it was the wrong case. It would volume down my phone while I wasn't touching it. When I found the reciept that's when I found out I spent $56 on something I can't return. And when I brought it back the girl knew full well it wasn't for my phone. She said you tried it on and said you liked it.

Anyways I stayed there long enough and complained loud enough they returned my money.
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Loud Complainer

16 October 2012
P.S.
The Kiosk I purchased the case at didn't have a sign anywhere stating thier policy.
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Mall Kiosk Regrets

25 November 2012
My boy bought an ipod case at a mall kiosk and because they had no prices displayed did not realize he was paying twice what he would have paid in a store.

We tried to return it within 15 minutes but apparently were not loud enough. It is a cheap business tactic.

I appreciate his desire to get me such a nice birthday present, and am sorry malls allow such lousy business tactics. We had intended to get a lot more shopping done there and just left in disgust.

Our street front stores do a better job- they must.
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doug kochen

08 March 2013
We purchased $2000.00 Stationary Bike from North Vancouver Fitness Town in February 2013, used it for less than one hour and decided to return to the store. They said they would accept it but charge 20-25 % penalty and we pay for shipping-again. So they want $350-500.00 to resell the almost new machine.
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Tatiana

11 March 2013
Hi Doug,
Restocking fees often form part of a retailer’s return or refund policy. That's why asking about a company's policy prior to purchasing is so important - it helps us make an informed decision. Thanks for sharing your example of how different return or refund policies can vary from retailer to retailer.

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